The secret of cheaper BMW 3-Series Saloon 325 td insurance BMW 3-Series Saloon Save £££ on your BMW 3-Series Saloon 325 td car insurance premium
 
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May 24 2012. 10:49 pm
     
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  Help and suggestions for saving money on your BMW
3-Series Saloon 325 td car insurance

 
Target Vehicle: BMW's 3-Series Saloon 325 td
Manufacturers More BMW's More BMW 3-Series Saloon's
Think smarter and save money on your car insurance
 If you own or drive a BMW 3-Series Saloon you may be able to reduce your car insurance premium by as much as eight per cent if you follow these simple suggestions before you renew or take out your car insurance policy  
  
 
 
Partner up
Many insurers offer substantial discounts for partners who insure both their vehicles under one policy. Your policies may not expire at the same time of year but one of you can always take out a short policy to bridge the gap so that your renewals fall at the same time
Avoid Claiming for small amounts
If you have a small bump or find an annoying scratch on your paintwork try and avoid an insurance claim for it. Insurance companys will bump your premiums up and you may loose your NCD if you make too many claims.
Your occupation
try and be as accurate as possible when describing your occupation when completing insurance applications. You may find you can tweak your title which will result in a slightly lower premium, but be careful not to lie as it could invalidate your policy. Have a look at www.moneysavingexpert.com which displays some interesting results based on your occupation

  
 
 
Use protection
Adding protection to your no-claims bonus might cost you afew quid today but it could save you hunderds if you are unfortunate enough to have an accident where you loose your NCB
Penalty Points
If you have been penalized for speeding or any other traffic offence make sure you get your details updated when the penalty has expired, have your current licence handy when you phone for a quote or fill in your details online
Get your kicks
If you get a kick driving a BMW 3-Series Saloon or any other vehicle you may find that changing it for a less powerful car could reduce your premium, spend the money you have saved on something else that gives you kicks